Real Estate News & Market Insights: Mortgage spreads In 2023, when mortgage rates reached 8%, the year was hampered by mortgage spreads hitting new cycle highs. Initially, mortgage spreads showed signs of improvement early in the year. However, the Silicon Valley banking crisis caused a spike in spreads and the situation remained challenging throughout the year. In 2024, the spreads began to improve, and in 2025, we are now only 0.49% away from returning to normal levels. Looking ahead to the rest of this year and beyond, even as the 10-year yield has increased recently, the damage to mortgage rates appears…
Author: Savannah Herald
Voices, Votes & Vision: The Latest in Politics & Public Policy Salt-N-Pepa’s raps that made millions dance in the 1980s and 1990s and a bunch of little girls screaming, “Ooh baby, baby,” have become the center of a high-stakes legal drama that could reshape how artists reclaim their life’s work. Cheryl “Salt” James and Sandra “Pepa” Denton are discovering that getting back the rights to classics like “Push It,” “Shake Your Thang,” and “Shoop” may be far more complicated than anyone anticipated, as Universal Music Group claims the legendary duo never owned their music in the first place. Universal Music…
From Hollywood to Home: Black Voices in Entertainment Aaron Phypers is making a desperate plea to his estranged wife Denise Richards’ family and friends, claiming she is in need of an immediate intervention. “This is the hardest letter I’ve ever had to write. I just [got] some of my contacts back, after being without my cell phone since the 4th of July,” a copy of the letter reads in part. Us Weekly can exclusively confirm that it was sent via text and email to the pair’s “family and close friends” around 10:00 am on Sunday, July 20. “This is a…
Black Athletes in the Spotlight: HBCU Sports & Local Highlights HBCU football programs like UAPB are no strangers to adversity—but in today’s landscape, head coach Alonzo Hampton knows he’s fighting more than just opposing SWAC teams. During SWAC Media Day, Hampton spoke candidly with HBCU Gameday’s Steven J. Gaither about the challenges his UAPB program faces, especially when Power Four schools can poach his top talent. “We play a Power Four school like Texas Tech to help fund our athletics,” Hampton said of his team’s 2025 opener. “They’ve got the second-highest payroll in college football at $28 million. We’re probably…
Wellness That Matters: Black Health News & Community Care Actress and stand-up comic Nicky Sunshine grew up in Falls Church, VA. US News & World Report ranked it the Healthiest community in the country last year. Her mother worked in a hospital. “My brother and I always had access to health care, we had insurance, and would go to the doctor regularly,” Nicky explains. “I never experienced any hardship with health insurance until my adult years.” Her First Experience With Out-of-Pocket Expenses Nicky went to Illinois to attend Northwestern University. During her junior year abroad, she was a student at…
Tomorrow’s Tech, Today: Innovation That Moves Us Forward Over the past few years, Apple’s iPhone releases have offered incremental improvements. A slight redesign here, some moderate camera improvements there, and so on and so forth. Still, Apple’s iPhone has remained incredibly popular and a money-making machine. During the last holiday quarter, for example, the iPhone alone generated nearly $70 billion in revenue for Apple. All the while, critics and tech pundits who have incessantly been shouting that “the iPhone has peaked” have been proven wrong time and time again. The reason why Apple’s iPhone continues to impress is partially due…
From Campus to Classroom: Stories That Shape Education Dr. Marcia F. Robinson is a senior certified HR professional, diversity strategist, and curator of TheHBCUCareerCenter.com job board. She advises organizations on building inclusive talent pipelines and improving diversity recruiting outcomes.I’ve seen the headlines and I’ve seen the TikToks too. Job seekers are using AI tools like ChatGPT in the job interview — in real time. Some applicants are feeding interview questions into a second device during Zoom interviews and reading responses off a screen like a teleprompter. At first glance, it sounds smart. It’s definitely resourceful, even. But let’s be clear:…
Stay Informed: Latest News from Across Georgia The family of a homeless man killed during a city-led clearing of a homeless encampment in January filed a wrongful death lawsuit against the City of Atlanta on Friday. Cornelius Taylor, 46, was crushed by a Department of Public Works front loader on Jan. 16 while inside his tent on Old Wheat Street near The King Center and Ebenezer Baptist Church. According to internal city emails cited in the lawsuit, an “emergency” cleanup request was made so that visiting dignitaries and the media wouldn’t see the encampment during Martin Luther King Jr. Holiday…
Black Travelers: Explore Culture, Adventure & Connection As a former airline gate agent, I’ve seen firsthand just how often checked luggage goes missing, especially during the summer when the airport is at its busiest or for travelers making tight layovers. Losing luggage is nothing short of a nightmare, which is why I now almost exclusively travel carry-on-only. When you travel with just a carry-on, you skip baggage delays, avoid lost luggage, and get through airports faster; it’s not just about convenience, it’s about peace of mind, too. Traveling is already stressful enough as it is–you don’t need the added worry…
Global Black Voices: News from around the World The hard truth? The Black dollar doesn’t stick around. On average, it leaves our community in just 6 hours. Compare that to other com- munities: the dollar circulates for about 20 days in Jewish communities, 28 days in Asian communities, and 17 days in white communities. Ours? Gone before dinner. That means the money we hustle for — our paychecks, side gigs, small business earnings — ends up building someone else’s dreams. We’re funding corporations that don’t advertise in our papers, don’t sponsor our kids’ sports, and don’t care about our neighborhoods.…